Financial and Legal Resources
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The Supplemental Security Income (SSI) program provides monthly payments to adults and children with a disability or blindness who have income and resources below specific financial limits. SSI payments are also made to people age 65 and older without disabilities who meet the financial qualifications.
The SSDI program pays benefits to you and certain family members if you are “insured.” This means that you worked long enough – and recently enough - and paid Social Security taxes on your earnings. The Supplemental Security Income (SSI) program pays benefits to adults and children with disabilities who have limited income and resources.
While these two programs are different, the medical requirements are the same. If you meet the non-medical requirements, monthly benefits are paid if you have a medical condition expected to last at least one year or result in death.
Indiana Disability Rights (IDR) provides information and resources, advocates for people, investigates abuse and neglect, monitors service providers, and protects your rights.
The federal government, the state of Indiana, and local agencies and service organizations support people with disabilities. If you're eligible, various types of benefits may help you:
pay a portion of your rent;
access health care;
provide you with direct support for getting dressed or eating;
pay for some of your tuition or books if you're in college;
complete tasks in your workplace;
or even save for a car or a down payment on a house or business.
The Indiana Institute on Disability and Community has compiled a list of resources for students and families as they navigate the complexity of benefits and work or going to school. Please find links to the fact sheets below.
Work Incentive Fact Sheet page- The fact sheets listed on this page contain information about various state and federal work incentive programs for people with disabilities who are working, training for a career, or who may be beginning a job search.
More State and Federal Benefits
Social Security Disability (Student Information)
SSI After Age 18
Student Earned Income Exclusion
Working and Paying for Healthcare
Indianapolis Legal Aid Society specializes in resolving civil legal matters in cases involving the rights of children, mothers, families, disabled persons, and the elderly. We have a reputation for successfully helping families regain hope and dignity at no cost to them.
Disability Legal Services of Indiana, Inc. (DLSI) is a nonprofit 501(c)(3) organization dedicated to providing free and low cost legal services to Indiana’s children and adults with disabilities, primarily in education matters.
The Clinic believes everyone should have access to justice regardless of their income, so we provide free legal services to those who cannot afford them.
The Arc Insurance Advocacy Resource Center (INARC) works to assist families who have a loved one with disability navigate their public and/or private insurance policies and increase knowledge of health insurance options and benefits.
Giving those with disabilities the ability to save.
The Arc Master Trust offers families and people of all disabilities an experienced, professional option for special needs trust administration at an affordable price, allowing resources to be saved and easily used for qualified disability and personal expenses.
Governor Holcomb signed Senate Enrolled Act 380 into law on April 24, 2019. The new law recognizes Supported Decision Making Agreements as an alternative to guardianship and requires Less Restrictive Alternatives (LRAs), including Supported Decision Making to be considered before the court will appoint a guardian.
Indiana’s new Build, Learn, Grow scholarship program is offering families of essential workers tuition scholarships for their children’s early care and education, summer learning and before- and after-school programs. If anyone in your immediate family is classified as an essential worker, you may qualify for these scholarships for your child(ren), beginning now.
Build, Learn, Grow scholarships are being offered by the Indiana Office of Early Childhood and Out-of-School Learning to help support Hoosier families in connecting to high-quality learning opportunities. Families classified as essential workers with qualifying income can receive scholarships for each child age 0-12 in their household. Scholarships will cover 80% of tuition for early care and education, summer learning and before- and after-school care from May-October 2021.
Check to see if your family qualifies and begin your application at https://brighterfuturesindiana.org/scholarships/families.
The COVID-19 pandemic has brought overwhelming grief to many families. At FEMA, our mission is to help people before, during and after disasters. We are dedicated to helping ease some of the financial stress and burden caused by the virus.
Under the Coronavirus Response and Relief Supplemental Appropriations Act of 2021 and the American Rescue Plan Act of 2021, FEMA is providing financial assistance for COVID-19 related funeral expenses incurred after January 20, 2020.
(all descriptions are taken from the organizations' websites)